This is an archive of It’s Your Money and Your Life, the KFMB show Joe Vecchio and Richard Muscio recorded from 2011 to 2018. Leaving these interviews up is not an endorsement of anyone on the tapes, or of any financial advice from those years.


  • Lunch with Judge David Laro

    March 15, 2012
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    Richard hosted lunch in mid-March with Judge Laro and six other guests at the University Club in San Diego. All of the guests got the Judge’s Business Valuation book, which is now out in second edition. He is this Country’s most prominent Tax Court Judge on matters of Valuation for Estate tax and Gift tax purposes, as he oversaw the now famous “Mandelbaum” case. “Mandelbaum” is now the basis for IRS’s policies and procedures on Business Valuation for estate tax, gift tax, and income tax transfers.

    We discussed future of the estate tax and gift tax in light of possible sunset of “Bush tax cuts.” We also discussed the Administration’s efforts to curtail or reduce Valuation Discounts. Of even more interesting note (if you happen to be a “tax junkie”), another famous economic concept that the Judge crafted which is now law, namely “Economic Substance,” is under review by the Supreme Court this week, as it was “tacked on” to the Obama-care bill.

    Judge Laro was in town to handle a Tax Court case here in San Diego. He also teaches part-time at Richard’s alma mater, The University of San Diego.

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  • Motivational Speakers at The Secret Knock

    March 15, 2012 Richard Muscio presented at The Secret Knock event hosted by best-selling author (Three Feet From Gold) and motivational speaker Greg S. Reid. Among other notable motivational speakers were Mark Anthony Bates, Dave Stanley, and the inimitable Les Brown, with over 200 in attendance. Richard spoke about how, from his experience with vision loss in ...
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  • Help for Military Families – Operation Renovation

    January 3, 2015 Patrick Clark has proudly served our country, enlisting in the Marine Corps out of high school where he was instilled with the values on integrity, honor and leadership that serve him well today. His education at the Marine Corps Finance school taught him government financial appropriations, analysis, and monetary auditing. Continuing his education ...
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  • “Komen for the Cure” Laura Farmer Sherman – March 11, 2012

    March 11, 2012 Laura Farmer Sherman joins Richard and Joe on the show March 11, 2012. While nationally Susan G. Komen for the Cure has been in the news recently over their relationship with Planned Parenthood, Laura, Richard and Joe will be discussing the specific contributions that Komen has been making locally here in San Diego’s care ...
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  • Dr Victor DeNoble on His Tobacco Addiction Research and His Battle Against Philip Morris

    February 19, 2012 On Sunday, February 19th, Richard interviewed Victor DeNoble, the famous whistleblower that took down Phillip Morris. Immediately following our , Victor was on C-SPAN. Click here to watch the video. The following excerpt from a Yakima Herald news article sums up Dr. DeNoble’s experience. ‘Philip Morris, the makers of Marlboro cigarettes, hired DeNoble in 1980 ...
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