This is an archive of It’s Your Money and Your Life, the KFMB show Joe Vecchio and Richard Muscio recorded from 2011 to 2018. Leaving these interviews up is not an endorsement of anyone on the tapes, or of any financial advice from those years.


  • Mark Koziel and Richard Muscio Find Common Ground

    January 15, 2012 Mark Koziel and I (Richard Muscio) have had an ongoing series of opinion pieces stemming from my reaction to the CPA Horizons 2025 report. My initial article is here. I’m happy to report that Mark and I had a great conversation on Thursday, wherein we reached 3 interesting conclusions: First, while the CPA profession can ...
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  • Vlad Kogan, Ph.D. at University of San Diego

    December 18, 2011 Vlad Kogan Ph.D. (candidate) at UCSD and co-author of the book Paradise Plundered; Fiscal Crisis and Governance Failures in San Diego joined the show. Podcast
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  • CPA Horizons 2025 Report

    December 17, 2011 In this video, Richard discusses his controversial remarks about the CPA Horizons 2025 report that concluded that “the services that CPAs provide have become so varied and diverse that the concept of core services is no longer representative of the profession.” This conclusion was reached based on interviews with approximately 5,600 CPAs. Richard’s original ...
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  • CPA Horizons 2025 – A Very Small Box

    December 17, 2011 I just finished reading the recent report titled CPA Horizons 2025 which was put forth by the American Institute of Certified Public Accountants to describe both the current state as well as the future of the CPA profession. Please allow me a couple of minutes to stretch my 6’2” frame, because to be able ...
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